:root {
    --ink:    #0D1117;
    --paper:  #F7F8FA;
    --surface:#FFFFFF;
    --line:   #E4E7EB;
    --muted:  #8A93A2;
    --accent: #2563EB;
    --accent2:#10B981;
    --danger: #EF4444;
    --warn:   #F59E0B;
    --violet: #9333EA;
    --card-shadow: 0 1px 3px rgba(0,0,0,.08), 0 4px 16px rgba(0,0,0,.05);
  }
  [data-theme="dark"]{
    --ink:    #F1F3F7;
    --paper:  #0B0E14;
    --surface:#151A24;
    --line:   #262D3A;
    --muted:  #838C9C;
    --accent: #4C8DFF;
    --accent2:#22C58F;
    --danger: #F16565;
    --warn:   #F7B747;
    --violet: #A855F7;
    --card-shadow: 0 1px 3px rgba(0,0,0,.35), 0 4px 20px rgba(0,0,0,.25);
  }
  *{box-sizing:border-box;margin:0;padding:0;}
  body{font-family:'Inter',sans-serif;background:var(--paper);color:var(--ink);min-height:100vh;transition:background .25s ease,color .25s ease;}
  h1,h2,h3,.label{font-family:'Space Grotesk',sans-serif;}
  .card,.stat-card,.profile-hero,.modal,.nav,#load-overlay{transition:background .25s ease,border-color .25s ease,box-shadow .25s ease;}

  /* ── LOADING OVERLAY ── */
  #load-overlay{
    position:fixed;inset:0;background:var(--paper);z-index:999;
    display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;
    transition:opacity .3s ease;
  }
  #load-overlay.hide{opacity:0;pointer-events:none;}
  .spinner{width:28px;height:28px;border:3px solid var(--line);border-top-color:var(--accent);border-radius:50%;animation:spin .8s linear infinite;}
  @keyframes spin{to{transform:rotate(360deg);}}
  #load-overlay p{font-size:13px;color:var(--muted);font-family:'Space Grotesk',sans-serif;}

  /* ── NAV ── */
  .nav{
    position:fixed;bottom:0;left:0;right:0;
    background:var(--surface);border-top:1px solid var(--line);
    display:flex;z-index:100;
  }
  .nav-btn{
    flex:1;padding:11px 0;border:none;background:none;cursor:pointer;
    display:flex;flex-direction:column;align-items:center;gap:3px;
    font-family:'Space Grotesk',sans-serif;font-size:10.5px;font-weight:500;
    color:var(--muted);transition:color .2s;
  }
  .nav-btn svg{width:21px;height:21px;stroke:currentColor;fill:none;stroke-width:1.8;}
  .nav-btn.active{color:var(--accent);}

  /* ── SCREENS ── */
  .screen{display:none;padding:20px 16px 90px;max-width:520px;margin:0 auto;}
  .screen.active{display:block;}

  /* ── TOPBAR ── */
  .topbar{
    position:sticky;top:0;background:var(--paper);
    padding:16px 0 12px;margin-bottom:4px;z-index:10;
    display:flex;align-items:flex-start;justify-content:space-between;gap:10px;
  }
  .topbar h2{font-size:22px;font-weight:700;}
  .topbar p{font-size:13px;color:var(--muted);margin-top:2px;}

  /* ── CARDS ── */
  .card{background:var(--surface);border-radius:16px;padding:20px;box-shadow:var(--card-shadow);margin-bottom:16px;}
  .card-title{font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin-bottom:14px;display:flex;align-items:center;justify-content:space-between;gap:8px;}

  /* ── FORM ── */
  .form-grid{display:grid;gap:12px;}
  .form-grid.two{grid-template-columns:1fr 1fr;}
  .field{display:flex;flex-direction:column;gap:5px;}
  .field label{font-size:12px;font-weight:500;color:var(--muted);}
  .field .err{font-size:11px;color:var(--danger);font-weight:500;display:none;}
  .field.invalid input,.field.invalid select{border-color:var(--danger);}
  .field.invalid .err{display:block;}
  .field input,.field select,.field textarea{
    border:1.5px solid var(--line);border-radius:10px;
    padding:10px 13px;font-size:14px;font-family:'Inter',sans-serif;
    background:var(--paper);color:var(--ink);
    outline:none;transition:border-color .2s;width:100%;
  }
  .field input:focus,.field select:focus,.field textarea:focus{border-color:var(--accent);}
  .field textarea{resize:vertical;min-height:72px;}

  /* ── BUTTONS ── */
  .btn{
    display:inline-flex;align-items:center;justify-content:center;gap:7px;
    padding:12px 20px;border-radius:12px;border:none;cursor:pointer;
    font-family:'Space Grotesk',sans-serif;font-size:14px;font-weight:600;
    transition:all .18s;
  }
  .btn-primary{background:var(--accent);color:#fff;}
  .btn-primary:hover{filter:brightness(1.08);}
  .btn-primary:disabled{opacity:.5;cursor:not-allowed;}
  .btn-success{background:var(--accent2);color:#fff;}
  .btn-outline{background:none;border:1.5px solid var(--line);color:var(--ink);}
  .btn-outline:hover{border-color:var(--accent);color:var(--accent);}
  .btn-outline:disabled{opacity:.5;cursor:not-allowed;}
  .btn-danger{background:none;border:none;color:var(--danger);padding:6px;cursor:pointer;}
  .btn-edit{background:none;border:none;color:var(--muted);padding:6px;cursor:pointer;}
  .btn-edit:hover{color:var(--accent);}
  .btn-full{width:100%;}
  .icon-btn{width:15px;height:15px;stroke:currentColor;fill:none;stroke-width:2;}

  /* ── PROFILE HERO ── */
  .profile-hero{
    background:linear-gradient(135deg,#1e3a8a 0%,#2563EB 60%,#3b82f6 100%);
    border-radius:20px;padding:24px;color:#fff;margin-bottom:16px;
    position:relative;overflow:hidden;
  }
  .profile-hero::before{
    content:'';position:absolute;right:-30px;top:-30px;
    width:160px;height:160px;border-radius:50%;
    background:rgba(255,255,255,.07);
  }
  .avatar{
    width:56px;height:56px;border-radius:50%;
    background:rgba(255,255,255,.2);
    display:flex;align-items:center;justify-content:center;
    font-family:'Space Grotesk',sans-serif;font-size:22px;font-weight:700;
    margin-bottom:12px;letter-spacing:-.5px;
  }
  .profile-hero h3{font-size:20px;font-weight:700;}
  .profile-hero p{font-size:13px;opacity:.75;margin-top:2px;}
  .hero-net{margin-top:14px;padding-top:14px;border-top:1px solid rgba(255,255,255,.2);display:flex;justify-content:space-between;align-items:center;}
  .hero-net .label{font-size:11px;opacity:.7;text-transform:uppercase;letter-spacing:.06em;}
  .hero-net .amt{font-family:'Space Grotesk',sans-serif;font-size:20px;font-weight:700;}

  /* ── BANK CHIPS ── */
  .bank-chip{
    display:inline-flex;align-items:center;gap:6px;
    padding:5px 10px;border-radius:8px;font-size:12px;font-weight:500;
    background:rgba(255,255,255,.15);color:#fff;margin:3px 3px 0 0;
  }

  /* ── LIST ITEM ── */
  .exp-item{
    display:flex;align-items:center;gap:12px;
    padding:13px 0;border-bottom:1px solid var(--line);
  }
  .exp-item:last-child{border-bottom:none;}
  .exp-icon{
    width:40px;height:40px;border-radius:12px;
    display:flex;align-items:center;justify-content:center;flex-shrink:0;
    font-size:18px;
  }
  .exp-info{flex:1;min-width:0;}
  .exp-info .title{font-size:14px;font-weight:500;}
  .exp-info .sub{font-size:12px;color:var(--muted);margin-top:2px;}
  .exp-amount{font-family:'Space Grotesk',sans-serif;font-size:15px;font-weight:700;color:var(--danger);white-space:nowrap;}
  .item-actions{display:flex;align-items:center;gap:2px;}

  /* ── SUMMARY STRIP ── */
  .summary-strip{
    display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-bottom:16px;
  }
  .summary-strip.three{grid-template-columns:1fr 1fr 1fr;}
  .summary-strip.four{grid-template-columns:1fr 1fr;}
  .stat-card{
    background:var(--surface);border-radius:14px;padding:16px;
    box-shadow:var(--card-shadow);
  }
  .stat-card .label{font-size:11px;font-weight:600;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);}
  .stat-card .value{font-family:'Space Grotesk',sans-serif;font-size:22px;font-weight:700;margin-top:4px;}
  .stat-card .value.spend{color:var(--danger);}
  .stat-card .value.balance{color:var(--accent2);}

  /* ── ACCOUNT TAGS ── */
  .tag{
    display:inline-block;padding:2px 8px;border-radius:6px;
    font-size:11px;font-weight:600;
  }
  .tag-savings{background:#EFF6FF;color:#2563EB;}
  .tag-current{background:#F0FDF4;color:#16A34A;}
  .tag-credit{background:#FFF7ED;color:#EA580C;}
  .tag-upi{background:#FAF5FF;color:#9333EA;}
  .tag-cash{background:#F8FAFC;color:#475569;}

  /* ── REMINDER ITEMS ── */
  .rem-item{
    display:flex;align-items:flex-start;gap:12px;
    padding:14px 0;border-bottom:1px solid var(--line);
  }
  .rem-item:last-child{border-bottom:none;}
  .rem-check{
    width:20px;height:20px;border-radius:6px;border:2px solid var(--line);
    flex-shrink:0;cursor:pointer;margin-top:1px;
    display:flex;align-items:center;justify-content:center;
    transition:all .18s;
  }
  .rem-check.done{background:var(--accent2);border-color:var(--accent2);}
  .rem-check.done::after{content:'✓';font-size:11px;color:#fff;font-weight:700;}
  .rem-info{flex:1;min-width:0;}
  .rem-info .title{font-size:14px;font-weight:500;}
  .rem-info .title.done{text-decoration:line-through;color:var(--muted);}
  .rem-info .remark{font-size:12px;color:var(--muted);margin-top:3px;}
  .rem-info .due{font-size:11px;font-weight:600;margin-top:4px;}
  .due-today{color:var(--danger);}
  .due-soon{color:var(--warn);}
  .due-ok{color:var(--accent2);}
  .pri-dot{display:inline-block;width:7px;height:7px;border-radius:50%;margin-right:4px;}

  /* ── EMPTY STATE ── */
  .empty{text-align:center;padding:40px 20px;color:var(--muted);}
  .empty svg{width:44px;height:44px;margin-bottom:12px;opacity:.3;stroke:var(--muted);fill:none;stroke-width:1.5;}
  .empty p{font-size:14px;font-weight:500;}
  .empty span{font-size:12px;display:block;margin-top:4px;opacity:.8;}

  /* ── MODAL ── */
  .modal-bg{
    display:none;position:fixed;inset:0;background:rgba(0,0,0,.4);
    z-index:200;align-items:flex-end;justify-content:center;
  }
  .modal-bg.open{display:flex;}
  .modal{
    background:var(--surface);border-radius:24px 24px 0 0;
    padding:24px 20px 40px;width:100%;max-width:520px;
    max-height:88vh;overflow-y:auto;
    animation:slideUp .25s ease;
  }
  @keyframes slideUp{from{transform:translateY(60px);opacity:0}to{transform:translateY(0);opacity:1}}
  .modal-title{font-size:18px;font-weight:700;margin-bottom:18px;}
  .modal-close{float:right;background:none;border:none;font-size:20px;cursor:pointer;color:var(--muted);}

  /* ── ANALYTICS ── */
  .chart-wrap{position:relative;height:220px;}
  .chart-wrap.small{height:170px;}
  .legend-row{display:flex;flex-wrap:wrap;gap:8px 14px;margin-top:14px;}
  .legend-item{display:flex;align-items:center;gap:6px;font-size:12px;color:var(--muted);}
  .legend-dot{width:9px;height:9px;border-radius:3px;flex-shrink:0;}
  .month-select{border:1.5px solid var(--line);border-radius:8px;padding:5px 10px;font-size:12px;background:var(--paper);color:var(--ink);outline:none;font-family:'Inter',sans-serif;}

  /* ── BUDGETS ── */
  .budget-item{padding:12px 0;border-bottom:1px solid var(--line);}
  .budget-item:last-child{border-bottom:none;}
  .budget-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:6px;gap:8px;}
  .budget-head .cat{font-size:13px;font-weight:500;}
  .budget-head .amts{font-size:12px;color:var(--muted);font-family:'Space Grotesk',sans-serif;white-space:nowrap;}
  .budget-head .amts b{color:var(--ink);}
  .budget-track{height:7px;background:var(--paper);border-radius:5px;overflow:hidden;}
  .budget-fill{height:100%;border-radius:5px;transition:width .3s ease;}
  .budget-input-row{display:flex;align-items:center;gap:8px;margin-top:6px;}
  .budget-input-row input{width:100px;border:1.5px solid var(--line);border-radius:8px;padding:5px 9px;font-size:12px;background:var(--paper);color:var(--ink);outline:none;}
  .budget-input-row input:focus{border-color:var(--accent);}
  .budget-input-row span{font-size:11px;color:var(--muted);}

  /* ── EDIT MODE ── */
  .edit-toggle{font-size:12px;font-weight:600;color:var(--accent);cursor:pointer;border:none;background:none;padding:0;}
  .link-btn{font-size:12px;font-weight:600;color:var(--accent);cursor:pointer;border:none;background:none;padding:0;display:inline-flex;align-items:center;gap:4px;}

  /* ── SCROLLBAR ── */
  ::-webkit-scrollbar{width:4px;}
  ::-webkit-scrollbar-thumb{background:var(--line);border-radius:4px;}

  /* ── TOAST ── */
  .toast{
    position:fixed;top:20px;left:50%;transform:translateX(-50%);
    background:var(--ink);color:#fff;padding:10px 20px;border-radius:12px;
    font-size:13px;font-weight:500;z-index:999;
    animation:fadeInOut 2.4s forwards;pointer-events:none;white-space:nowrap;
    max-width:88vw;overflow:hidden;text-overflow:ellipsis;
  }
  .toast.warn{background:var(--warn);}
  .toast.danger{background:var(--danger);}
  @keyframes fadeInOut{0%{opacity:0;top:30px}15%{opacity:1;top:20px}80%{opacity:1}100%{opacity:0;top:10px}}

  /* ── UNDO TOAST ── */
  .undo-toast{
    position:fixed;bottom:74px;left:50%;transform:translateX(-50%);
    background:var(--ink);color:#fff;padding:11px 12px 11px 16px;border-radius:12px;
    font-size:13px;font-weight:500;z-index:999;display:flex;align-items:center;gap:14px;
    box-shadow:0 6px 24px rgba(0,0,0,.25);animation:slideUp .25s ease;max-width:88vw;
  }
  .undo-toast.leaving{animation:slideDown .2s ease forwards;}
  .undo-toast .undo-btn{
    background:none;border:none;color:var(--accent2);font-weight:700;
    font-family:'Space Grotesk',sans-serif;font-size:13px;cursor:pointer;
    padding:4px 6px;flex-shrink:0;white-space:nowrap;
  }
  .undo-toast .undo-timer{width:28px;height:28px;flex-shrink:0;position:relative;}
  .undo-toast .undo-timer svg{transform:rotate(-90deg);width:28px;height:28px;}
  .undo-toast .undo-timer circle{fill:none;stroke-width:2.5;}
  .undo-toast .undo-timer .bg{stroke:rgba(255,255,255,.2);}
  .undo-toast .undo-timer .fg{stroke:var(--accent2);stroke-dasharray:75.4;stroke-dashoffset:0;animation:undoCountdown 5s linear forwards;}
  @keyframes undoCountdown{to{stroke-dashoffset:75.4;}}
  @keyframes slideUp{from{opacity:0;transform:translate(-50%,16px);}to{opacity:1;transform:translate(-50%,0);}}
  @keyframes slideDown{to{opacity:0;transform:translate(-50%,16px);}}

  /* ── DELTA BADGE (month-over-month) ── */
  .stat-delta{font-size:11px;font-weight:600;margin-top:3px;display:flex;align-items:center;gap:2px;}
  .stat-delta.up{color:var(--danger);}
  .stat-delta.down{color:var(--accent2);}
  .stat-delta.flat{color:var(--muted);}
  .stat-delta svg{width:11px;height:11px;stroke-width:3;}

  /* ── DUPLICATE BTN ── */
  .btn-dup{background:none;border:none;color:var(--muted);padding:6px;cursor:pointer;}
  .btn-dup:hover{color:var(--violet);}

  @media (max-width:360px){
    .form-grid.two{grid-template-columns:1fr;}
    .summary-strip.three{grid-template-columns:1fr;}
    .summary-strip.four{grid-template-columns:1fr;}
  }

  /* ── THEME TOGGLE ── */
  .theme-toggle{
    width:40px;height:40px;border-radius:12px;border:1.5px solid var(--line);
    background:var(--surface);display:flex;align-items:center;justify-content:center;
    cursor:pointer;flex-shrink:0;color:var(--ink);transition:all .2s;
  }
  .theme-toggle:hover{border-color:var(--accent);color:var(--accent);}
  .theme-toggle svg{width:18px;height:18px;stroke:currentColor;fill:none;stroke-width:1.8;}

  /* ── MICRO-INTERACTIONS ── */
  .btn{transform:translateY(0);}
  .btn:active{transform:scale(.97);}
  .card:hover{box-shadow:0 2px 6px rgba(0,0,0,.1), 0 6px 20px rgba(0,0,0,.06);}
  [data-theme="dark"] .card:hover{box-shadow:0 2px 8px rgba(0,0,0,.4), 0 6px 24px rgba(0,0,0,.3);}
  .nav-btn{transition:color .2s, transform .15s;}
  .nav-btn:active{transform:scale(.92);}
  .exp-item, .rem-item, .budget-item{transition:background .15s;}
  .stat-card{transition:transform .15s, box-shadow .15s;}
  .stat-card:hover{transform:translateY(-2px);}

  /* ── TABS (Expense/Income) ── */
  .tab-row{display:flex;gap:6px;background:var(--surface);border-radius:12px;padding:4px;margin-bottom:14px;box-shadow:var(--card-shadow);}
  .tab-btn{flex:1;border:none;background:none;padding:9px 0;border-radius:9px;font-family:'Space Grotesk',sans-serif;font-size:13px;font-weight:600;color:var(--muted);cursor:pointer;transition:all .18s;}
  .tab-btn.active{background:var(--accent);color:#fff;}

  /* ── SEARCH ── */
  .search-row{display:flex;gap:8px;align-items:center;}
  .search-row input[type="text"]{flex:1;border:1.5px solid var(--line);border-radius:8px;padding:8px 12px;font-size:13px;background:var(--paper);color:var(--ink);outline:none;}
  .search-row input[type="text"]:focus{border-color:var(--accent);}

  /* ── RECURRING BADGE ── */
  .recur-badge{display:inline-flex;align-items:center;gap:3px;font-size:10.5px;font-weight:600;color:var(--violet);background:#9333EA1a;padding:2px 6px;border-radius:6px;margin-left:6px;}

  /* ── INCOME TYPE ── */
  .income-subhead{display:flex;align-items:center;justify-content:space-between;padding:8px 0 10px;}
  .income-subhead .name{display:flex;align-items:center;gap:8px;font-size:12.5px;font-weight:600;color:var(--ink);}
  .income-subhead .dot{width:8px;height:8px;border-radius:50%;flex-shrink:0;}
  .income-subhead .total{font-family:'Space Grotesk',sans-serif;font-size:14px;font-weight:700;color:var(--accent2);}
  .income-group{margin-bottom:6px;}
  .income-group:last-child{margin-bottom:0;}
  .tag-fixed{background:#EFF6FF;color:#2563EB;}
  .tag-variable{background:#FDF4E7;color:#B45309;}

  /* ── SAVINGS GOALS ── */
  .goal-item{padding:14px 0;border-bottom:1px solid var(--line);}
  .goal-item:last-child{border-bottom:none;}
  .goal-head{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:8px;gap:8px;}
  .goal-head .name{font-size:14px;font-weight:600;}
  .goal-head .sub{font-size:11px;color:var(--muted);margin-top:2px;}
  .goal-head .amts{font-size:12px;color:var(--muted);font-family:'Space Grotesk',sans-serif;white-space:nowrap;text-align:right;}
  .goal-head .amts b{color:var(--ink);font-size:14px;}
  .goal-track{height:9px;background:var(--paper);border-radius:6px;overflow:hidden;margin-bottom:8px;}
  .goal-fill{height:100%;border-radius:6px;transition:width .3s ease;background:linear-gradient(90deg,var(--accent),var(--violet));}
  .goal-fill.done{background:var(--accent2);}
  .goal-foot{display:flex;justify-content:space-between;align-items:center;gap:8px;}
  .goal-pct{font-size:11px;font-weight:600;color:var(--accent);}
  .goal-pct.done{color:var(--accent2);}
  .goal-add-row{display:flex;gap:8px;align-items:center;}
  .goal-add-row input{width:88px;flex-shrink:0;border:1.5px solid var(--line);border-radius:8px;padding:5px 9px;font-size:12px;background:var(--paper);color:var(--ink);outline:none;}
  .goal-add-row input:focus{border-color:var(--accent);}

  /* ── LOANS ── */
  .loan-item{padding:14px 0;border-bottom:1px solid var(--line);}
  .loan-item:last-child{border-bottom:none;}
  .loan-head{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:8px;gap:8px;}
  .loan-head .name{font-size:14px;font-weight:600;}
  .loan-head .sub{font-size:11px;color:var(--muted);margin-top:2px;}
  .loan-head .amts{font-size:12px;color:var(--muted);font-family:'Space Grotesk',sans-serif;white-space:nowrap;text-align:right;}
  .loan-head .amts b{color:var(--ink);font-size:14px;}
  .loan-track{height:9px;background:var(--paper);border-radius:6px;overflow:hidden;margin-bottom:8px;}
  .loan-fill{height:100%;border-radius:6px;transition:width .3s ease;background:linear-gradient(90deg,#F97316,#EF4444);}
  .loan-fill.done{background:var(--accent2);}
  .loan-meta{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:11px;color:var(--muted);margin-bottom:8px;}
  .loan-meta b{color:var(--ink);font-family:'Space Grotesk',sans-serif;}
  .loan-foot{display:flex;justify-content:space-between;align-items:center;gap:8px;}
  .loan-pct{font-size:11px;font-weight:600;color:#EA580C;}
  .loan-pct.done{color:var(--accent2);}
  .loan-pay-row{display:flex;gap:8px;align-items:center;margin-top:10px;}
  .loan-pay-row input{width:88px;flex-shrink:0;border:1.5px solid var(--line);border-radius:8px;padding:5px 9px;font-size:12px;background:var(--paper);color:var(--ink);outline:none;}
  .loan-pay-row input:focus{border-color:var(--accent);}
  .loan-spark{margin-top:10px;}
  .loan-spark svg{width:100%;height:44px;display:block;}
  .loan-spark .spark-label{font-size:10px;color:var(--muted);display:flex;justify-content:space-between;margin-top:2px;}

  /* ── SYNC / STORAGE ── */
  .sync-status-row{display:flex;align-items:center;gap:8px;margin-bottom:14px;}
  .sync-dot{width:8px;height:8px;border-radius:50%;flex-shrink:0;background:var(--muted);}
  .sync-dot.ok{background:var(--accent2);}
  .sync-dot.warn{background:var(--warn);}
  .sync-status-row span{font-size:12px;color:var(--muted);line-height:1.5;}
  .code-box{width:100%;font-family:monospace;font-size:11px;border:1.5px solid var(--line);border-radius:10px;padding:10px;background:var(--paper);color:var(--ink);resize:vertical;min-height:60px;outline:none;}
  .code-box:focus{border-color:var(--accent);}
  .sync-step{display:flex;gap:12px;margin-bottom:16px;}
  .sync-step:last-of-type{margin-bottom:12px;}
  .sync-step-num{
    width:22px;height:22px;border-radius:50%;background:var(--accent);color:#fff;
    display:flex;align-items:center;justify-content:center;flex-shrink:0;
    font-family:'Space Grotesk',sans-serif;font-size:12px;font-weight:700;margin-top:1px;
  }
  .sync-step-body{flex:1;min-width:0;}
  .sync-step-title{font-size:12.5px;font-weight:600;color:var(--ink);line-height:1.4;}

  /* ── LOCK SCREEN ── */
  #lock-overlay{
    position:fixed;inset:0;background:var(--paper);z-index:998;
    display:none;flex-direction:column;align-items:center;justify-content:center;gap:18px;
    padding:24px;
  }
  #lock-overlay.show{display:flex;}
  .lock-icon{width:52px;height:52px;border-radius:16px;background:var(--accent);display:flex;align-items:center;justify-content:center;}
  .lock-icon svg{width:26px;height:26px;stroke:#fff;fill:none;stroke-width:2;}
  .lock-title{font-family:'Space Grotesk',sans-serif;font-size:17px;font-weight:700;}
  .lock-dots{display:flex;gap:12px;margin:4px 0;}
  .lock-dot{width:13px;height:13px;border-radius:50%;border:1.5px solid var(--line);transition:all .15s;}
  .lock-dot.filled{background:var(--accent);border-color:var(--accent);}
  .lock-dot.err{background:var(--danger);border-color:var(--danger);animation:shake .3s;}
  @keyframes shake{0%,100%{transform:translateX(0);}25%{transform:translateX(-4px);}75%{transform:translateX(4px);}}
  .lock-keypad{display:grid;grid-template-columns:repeat(3,64px);gap:12px;}
  .lock-key{
    width:64px;height:64px;border-radius:50%;border:1.5px solid var(--line);background:var(--surface);
    font-family:'Space Grotesk',sans-serif;font-size:20px;font-weight:600;color:var(--ink);cursor:pointer;
  }
  .lock-key:active{background:var(--paper);}
  .lock-key.ghost{border:none;background:none;}
  .lock-forgot{font-size:12px;color:var(--muted);cursor:pointer;background:none;border:none;text-decoration:underline;}

  /* ── APPEARANCE SEGMENTED CONTROL ── */
  .seg-row{display:flex;gap:6px;background:var(--paper);border-radius:12px;padding:4px;}
  .seg-btn{flex:1;border:none;background:none;padding:9px 0;border-radius:9px;font-family:'Space Grotesk',sans-serif;font-size:13px;font-weight:600;color:var(--muted);cursor:pointer;transition:all .18s;}
  .seg-btn.active{background:var(--surface);color:var(--accent);box-shadow:var(--card-shadow);}

  /* ── DATA USAGE ── */
  .usage-row{display:flex;justify-content:space-between;align-items:center;padding:8px 0;border-bottom:1px solid var(--line);font-size:13px;}
  .usage-row:last-child{border-bottom:none;}
  .usage-row .n{color:var(--muted);}
  .usage-row b{font-family:'Space Grotesk',sans-serif;}
  .backup-ts-row{display:flex;justify-content:space-between;align-items:center;padding:7px 0;font-size:12px;color:var(--muted);}
  .backup-ts-row b{color:var(--ink);font-weight:600;}
  .import-hist-row{padding:10px 0;border-bottom:1px solid var(--line);}
  .import-hist-row:last-child{border-bottom:none;}
  .import-hist-row .name{font-size:12.5px;font-weight:600;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
  .import-hist-row .meta{font-size:11px;color:var(--muted);margin-top:2px;}

  /* ── SHOW MORE ── */
  .show-more-row{padding:12px 0 4px;text-align:center;}

  /* ── STATEMENT IMPORT PREVIEW ── */
  .stmt-row{display:flex;gap:8px;align-items:center;padding:10px 0;border-bottom:1px solid var(--line);flex-wrap:wrap;}
  .stmt-row:last-child{border-bottom:none;}
  .stmt-row input[type="checkbox"]{width:16px;height:16px;flex-shrink:0;}
  .stmt-row input[type="date"], .stmt-row input[type="number"]{
    border:1.5px solid var(--line);border-radius:8px;padding:5px 7px;font-size:12px;
    background:var(--paper);color:var(--ink);outline:none;
  }
  .stmt-row input[type="date"]{width:118px;}
  .stmt-row input[type="number"]{width:80px;}
  .stmt-row select{
    border:1.5px solid var(--line);border-radius:8px;padding:5px 7px;font-size:12px;
    background:var(--paper);color:var(--ink);outline:none;
  }
  .stmt-row .stmt-desc{flex:1;min-width:100px;font-size:12.5px;font-weight:500;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;}
  .stmt-summary-line{font-size:12px;padding:6px 0;border-bottom:1px solid var(--line);color:var(--muted);}
  .stmt-summary-line b{color:var(--ink);}

  /* ── GLOBAL SEARCH ── */
  .search-fab{
    position:fixed;right:16px;bottom:78px;z-index:150;
    width:52px;height:52px;border-radius:50%;border:none;
    background:var(--accent);color:#fff;box-shadow:0 4px 16px rgba(37,99,235,.35);
    display:flex;align-items:center;justify-content:center;cursor:pointer;
  }
  .search-fab svg{width:22px;height:22px;stroke:currentColor;fill:none;stroke-width:2.2;}
  .search-fab:active{transform:scale(.94);}